Kaiser Permanente Individual and Family Plans

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Explore our plans. Find health care coverage to fit almost every budget and lifestyle.

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In California, you can choose from three main plan types. View more details or see our rates instantly to discover how affordable our health insurance plans and health care coverage plans can be. Which plan is right for you? We'll help you figure it out. Call us or chat live.

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Copayment plans

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Best for people and families who need to see their physicians more frequently.

  • Predictable out-of-pocket costs
  • No deductible
  • Fixed costs for most services

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Deductible plans

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Ideal for people who want lower monthly rates.

  • Low monthly payment
  • Fixed out-of-pocket costs for preventive services
  • Must meet deductible

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HSA-Qualified Deductible plans

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Health Savings Accounts (HSAs) are great for people who want routine preventive care and tax savings.*

  • Low monthly payment
  • Enjoy federal income tax savings
  • Must meet deductible
  • Copay or coinsurance for most services

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KPIC is an Oakland-based insurance company domiciled in the state of CA (CA Certificate of Authority #:6047) and is a subsidiary of Kaiser Foundation Health Plan (KFHP).


*Kaiser Permanente does not provide or administer financial products, including HSAs, and does not offer financial, tax, or investment advice. HSA account holders are responsible for their own investment decisions. If an HSA account holder uses his or her HSA debit card to pay for something other than a qualified medical expense, the expenditure is subject to tax and, for individuals who are not disabled or over 65, a 10 percent tax penalty. Please note that when Wells Fargo Health Benefit Services pays disbursements, it does not monitor whether they are for qualified medical expenses. It is the HSA account holder's responsibility to determine whether expenses qualify for tax-free reimbursement from his or her HSA. For information about a Wells Fargo HSA, please contact Wells Fargo at 1-866-890-8308. The tax references in this document relate to federal income tax only. Consult with your financial or tax advisor for information about your state's income tax laws.